and more!
At AToM we understand the need to respect the relationships that you have previously built up with your clients and unreservedly offer a 100% no cross sell guarantee.
Each product offering though AToM will carry a different proc fee, some products will carry a fixed rate whereas others will be based upon loan size. However these will always be expressed as a percentage, and we will pay procuration fees as soon as a case reaches legal completion, subject to confirmation from the lender and solicitor and the lender has paid AToM.
Have you seen our COMPLEX PRIME proposition? Here is an indication of the types of cases we have successfully placed;
- Key worker scheme required, applicant had adverse credit and was short term self employed.
- Foreign National, UK taxpayers / applicant did not have permanent rights to reside.
With over 450 years of combined experience and whatever your client’s situation we are confident that we can find the right mortgage for you and your clients.AToM Sales- the fast track processing arm of AToM for all directly authorised and approved Intermediaries who have pre-sourced their client’s application, submit applications via our website, post, sourcing systems or who require assistance in researching cases.
We have a team of experienced Mortgage Sales Consultants available every day to assist you, whatever your clients circumstances.
Refer Direct Introducers – For those who are undecided about their preferred status in the mortgage market post regulation, but who still want to operate and conduct mortgage business. AToM will deal with the client directly and cover all compliance and regulatory needs. In return a % payment of the lenders normal recommended procuration fee will be paid to the introducer.
Why AToM does not have an AR offering?
You may have noticed that AToM do not have an AR offering. This decision is a deliberate one as we believe that there are other companies better placed to provide the infrastructure and resources to satisfy regulatory requirements. This decision will allow AToM to build on the core competencies it has developed since its inception, in providing a rounded service proposition to the mortgage industry, but without the considerable distraction of running and supervising a network.