Why Us?
News
Recent Press
Important Notices
|
NOTICES
A processing fee (including valuation fee) will be required with the mortgage application. All fees are subject to a £149* non refundable processing fee. If your client's credit or debit card declines, an administration charge will apply to retake the funds. Our actual fees are available in PDF format, click here to open. (You can download Adobe Acrobat reader for free at www.adobe.com)
Note if you choose to use the AToM Remo package the non-refundable processing fee element of £195 will be retained
The lender's decision is always final and is based upon receipt of a completed application form or Decision in Principle form and supporting documents.
Written credit details available upon request. All loans are secured against UK property. Mortgage providers used are members of the Council of Mortgage Lenders www.cml.org.uk
A mortgage is an important personal matter and we treat all aspects of our responsibilities very seriously. To that end AToM is registered with the Office of Fair Trading (CCL No. 330953) and is regulated and authorised by the Financial Services Authority (FSA) No. 304030 www.fsa.gov.uk
If you take out an interest only advance you should ensure that you have a repayment vehicle in place to repay the capital. A 1% increase in interest rates can have a dramatic impact on your monthly payment, you should not assume rates will remain stable over the period of the loan. Make sure you can afford your mortgage if your income falls.
A member of the AToM Group of Companies. AToM House, North Street, Horsham, West Sussex. RH12 1RQ. Registered in England No: 2661757. Registered Office: Fairwinds Lyons Road Slinfold West Sussex RH13 0RY. Errors and omissions excepted.
For information on our customer complaint handling process, click here.
The information contained within this web site is for intermediary use only. It is not intended for use by the general public.
Please note that telephone calls may be monitored for training purposes. Calls are charged at the national rate. Lines are open from 9am – 5:30pm Monday to Friday.
The AToM Group endeavor to ensure that all the information contained on our web site is as accurate and up to date as possible. We remain dependent upon receiving notification of changes from product providers and therefore act in good faith when producing information on our web site. The AToM Group does not accept responsibility for any loss, whether consequential or otherwise, from errors or omissions and reserves the right to vary the published fee or commission arrangements in such circumstances, without prior notification.
The AToM Group, AToM House, North Street, Horsham, West Sussex, RH12 1RQ
Tel: +44 (0) 845 40 40 240
Fax: +44 (0) 845 40 40 350
"Mortgages Made Easy", "The Branded Lender", "All Types of Mortgages" and "AToM" are trade marks of The AToM Group.
All Types of Mortgages Ltd (AToM) is authorised and regulated by the Financial Services Authority No. 304030. AToM is registered in England No. 2661757. Registered address Fairwinds, Lyons Road, Slinfold, West Sussex, RH13 0RY.
Offices in Horsham, Liverpool, Stoke, Wales, Nottingham, Harrow and Reading.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
|
|
